A New Year Preview of the Mortgage Market

A New Year Preview of the Mortgage Market

As we leave the year behind and move into 2026, the mortgage market stands at an important turning point. After two years of shifting interest rates, fluctuating buyer sentiment and ongoing cost pressures, many households are now prioritising stability. The year ahead...
Your Guide to Saving for a Mortgage Deposit

Your Guide to Saving for a Mortgage Deposit

Let’s get you ready to start saving for your deposit. Buying a house is expensive, especially if you’re a first-time buyer. 60% say the cost of raising a deposit is one of the biggest barriers to home ownership, second only to the cost of repayments. First-time buyers...
Struggling to Secure a Mortgage? We’re Here to Help!

Struggling to Secure a Mortgage? We’re Here to Help!

If you’ve ever felt like you don’t fit the conventional mould for getting a mortgage, you’re not alone. Many people face challenges when trying to secure a mortgage under standard lending rules. Fortunately, there are specialised mortgage products...
Understanding Credit Checks Before Borrowing Money

Understanding Credit Checks Before Borrowing Money

When you apply for a loan or mortgage, the information a lender uncovers during a credit check is crucial. It can determine whether you’re approved and influence the interest rates you’re offered. However, credit checks can often seem confusing. In fact, a Royal...
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